Key investment themes for 2022 include continued inflation, a reduction in QE, tech giants getting taxed, ESG gaining traction and crypto getting...
Gen Z Investing Trends
From student debt to the rising cost of living, it can be tough to get ahead. But despite all the obstacles, Gen Z is reshaping how we think about investing.
It’s no secret that young people today face unique financial challenges. From student loan debt to the ever-rising cost of living, it can be tough to get ahead. But despite all the obstacles, one group of young people is thriving: Gen Z.
This generation, born between 1996 and 2010, is off to a great investing start. A recent survey found that 57% of Gen Zers are already invested in the stock market. That’s higher than any other generation.
What’s driving this trend? One reason is that Gen Zers are coming of age in a time of great economic opportunity. They’re the most educated generation yet, and they have access to more information and resources than any other generation before them.
Another reason is that Gen Zers are more risk-averse than their predecessors. They’ve seen firsthand the devastating effects of the Great Recession, and they’re not interested in taking unnecessary risks with their money.
So what does this all mean for the future of investing? It’s simple: Gen Z is going to change the face of investing.
1. Gen Zers will be more focused on long-term goals.
Because they’re more risk-averse, Gen Zers will be more focused on long-term goals than short-term gains. They’re not interested in getting rich quick; they want to build wealth steadily over time.
2. Gen Zers will be more diversified investors.
Diversification is key to any good investment strategy, and Gen Zers will be more diversified investors than any other generation before them. They’re not afraid to spread their money around, and they understand the importance of investing in a variety of asset classes.
3. Gen Zers will be more socially responsible investors.
Socially responsible investing (SRI) is a growing trend, and Gen Zers are at the forefront. They’re more likely than any other generation to invest in companies that align with their values.
4. Gen Zers will be more tech-savvy investors.
Gen Zers are the first generation of digital natives, and they’re comfortable using technology to manage their finances. These tools include Investipal which enables them to research and build custom investment portfolios tailored to their goals and beliefs.
5. Gen Zers will be more global investors.
Because of their exposure to the internet and social media, Gen Zers are more connected to the world than any other generation. They’re comfortable investing in foreign markets, and they’re not afraid to take on currency risk.
The bottom line is that Gen Z is poised to change the face of investing. They’re a generation of risk-averse, long-term thinkers who are comfortable using technology to manage their finances. And they’re not afraid to take on global markets.
So if you’re looking to get ahead of the trend, start investing like a Gen Zer and sign up for Investipal for free.