How to Create an Investment Policy Statement (IPS) in Minutes

For financial advisors, creating an Investment Policy Statement (IPS) can be one of those time-consuming tasks that takes them away from what they do best—working with clients. Gathering information, defining investment strategies, and ensuring compliance can take hours. But what if there were a faster way to create a high-quality, compliant IPS? That’s where Investipal’s AI-powered IPS generator comes in. With this tool, creating an IPS doesn’t have to be a headache—it can be done in minutes.

What Is an Investment Policy Statement (IPS)?

An Investment Policy Statement (IPS) is like a blueprint for a client’s financial future. It outlines their investment goals, risk tolerance, and the strategies the advisor will use to help them achieve those goals. For financial advisors, an IPS is essential for setting expectations and guiding investment decisions, especially when market conditions change.

In addition to being a guide for the advisor and client, an IPS also helps ensure compliance with regulations like Reg BI. It shows that the advisor’s recommendations are based on a clear, documented strategy that aligns with the client’s best interests.

The Challenges of Creating an IPS Manually

Creating an IPS manually can be challenging for several reasons:

• It Takes Time: Advisors need to collect detailed client information, think through investment strategies, and then write it all out. This can take hours, especially when tailoring the IPS to each client’s unique situation.
• There’s Room for Error: Manually creating an IPS means there’s a higher chance of making mistakes. Errors in an IPS can lead to confusion or even compliance issues later on.
• Staying Compliant Is Hard: Regulations like Reg BI are always changing, and keeping up with them is a full-time job. Ensuring that every IPS complies with these regulations can add a layer of complexity that most advisors don’t have time for.

But what if there were a way to automate this process?

How Investipal’s AI-Powered IPS Generator Solves These Problems

Investipal’s IPS generator uses artificial intelligence (AI) to simplify the entire process. Instead of spending hours on paperwork, advisors can create a customized, compliant IPS in just a few minutes. Here’s how:

• AI Does the Work: The platform pulls in client data and suggests strategies based on the client’s goals and risk tolerance. Instead of starting from scratch, the advisor gets a head start with AI-driven recommendations.
• Compliance Made Easy: Investipal ensures that each IPS meets current regulations like Reg BI. The platform handles the details, so the advisor doesn’t have to worry about missing anything important.
• Tailored to Each Client: Advisors can still customize the IPS to meet each client’s needs, but they don’t have to reinvent the wheel every time. The AI helps ensure consistency and accuracy, even when making adjustments.

With Investipal, creating an IPS isn’t just faster—it’s smarter.

Step-by-Step: Creating an IPS with Investipal

Here’s how Investipal makes IPS creation simple:

1. Client Information: inputs the client’s basic details, including their financial goals and risk tolerance.

2. Get AI-Powered Suggestions: Compare the client’s portfolio with models or a discretionary portfolio, and identify the winning strategy.

3. Set Mandates: With information pre-populated, simply customize client account details, goals and guidelines according to needs and move onto the next step.

4. Generate the IPS: With just one click, Investipal compiles the information into a polished, compliant IPS.

5. Review and Share: After a quick review, the advisor can share the final document with the client.

Why Investipal Makes Life Easier for Advisors

Why should advisors consider switching to Investipal for IPS creation? Here’s why:

• More Time for Clients: Investipal cuts down IPS creation time from hours to minutes, freeing up advisors to focus on their clients.
• No More Compliance Stress: Investipal handles the compliance side of things, ensuring that every IPS is up to date with the latest regulations.
• Clients Will Notice: Faster turnaround times and professional-looking documents mean happier clients who feel well taken care of.

Ready to Get Started?

Creating an Investment Policy Statement doesn’t have to be a lengthy process. With Investipal’s AI-powered IPS generator, advisors can quickly create a compliant, customized IPS, giving them more time to focus on their clients. Book a demo today and see how automation can transform your workflow.